- 未分類
- 未分類
請問在美國的水水....婚戒保險
請問在美國而且買tiffany鑽戒的水水們~~
你們有額外買鑽戒的保險嗎?
這時候很羨慕在robbins brother's 買戒指的人
300元終身險~~太划算了
為什麼tiffany沒這個福利呢.....
我同事都叫我要保險比較好...
所以再猶豫要保哪一家的....
請水水給個建議吧~~
加入最愛
檢舉文章
Line分享
FB分享
請問在美國而且買tiffany鑽戒的水水們~~
你們有額外買鑽戒的保險嗎?
這時候很羨慕在robbins brother's 買戒指的人
300元終身險~~太划算了
為什麼tiffany沒這個福利呢.....
我同事都叫我要保險比較好...
所以再猶豫要保哪一家的....
請水水給個建議吧~~
加入最愛
檢舉文章
Line分享
FB分享
我的快US$2萬
我沒買cuz I don't think it's woth it.
But if my Tiffany engagement ring is over $20000 then I will probably get it.
I have friends who buy insruance for their diamonds under $10000.
It's a personal choice.
HW's sales有email給我們他家保險公司的information 如果有興趣再跟我說
不過我老公說他問過insurance company
Agent said "It's not worth.
1.It's hard to proof.....you lost it.
2.By the time you lost it, the total premiums you paid probably can buy a new one."
前提是鑽戒快五萬 他都說買個鑲入牆式的保險箱就好
我是被要求天天戴 所以完全沒拿下來過 並且把婚戒當security ring
就是相反過來戴 先戴鑽戒再戴婚戒 這樣卡住
還有一個方式,其實珠寶類的東西可以包在Home Insurance 裡面,你如果本來就有Home Insurance 的話就只需要跟保險公司update content value 就可以了。
You can check out jewelrymutual.com , only takes 2 minutes to get a free quote over the web.
Jewelry insurance is not as expensive as most people think. For a ring in the $20k range, you are probably paying only $20USD/a month (with a $1k deductible). I have friends who are jewelry shop owners, insuring their buiness with Jewelry Mutual. Bluenile.com also offer insurance services through them, so I think they are creditable.
You can only add your jewelry to your home insurance policy if you are a home owner, and they will only cover up to $1K USD. Also, if you have a Tiffany's ring, post insurance company will not accept Tiffany's certification. They will request that you get your Tiffany's appraised by a certified gemologist and a submit the appraisal report. Appraisal can range from $150+ up, totally not worth it. Jewelry Mutual will accept Tiffany's report...